Paying for living, eating, and learning material - the question of financing plays an important role for many people in deciding on a course of study. A semester fee applies to all students at the Osnabrück University of Applied Sciences. Your public transportation ticket is funded by this which you can use on buses and trains across Lower Saxony. The reasonable prices in the cafeterias are also possible with this.
We have gathered tips on study financing under the following bullet points: from BAföG grants and study loans to scholarships up to current part-time jobs.
BAFöG (Federal Law on Support in Education)
The Berufsausbildungsförderungsgesetz (BAföG) (Federal Law on Support in Education) helps you to complete a course of study regardless of the financial situation of your family. You get half of the BAföG payments as a grant, and the other half as a non-interest-bearing loan that you repay over up to 20 years.
Education loan
Regardless of the BAföG, students in an advanced stage of their education can also apply for an education loan from the Federal Ministry for Education and Research (BMBF) in the amount of a monthly maximum of €300 for up to 24 months. This is a low-interest loan for the general financing of the degree program or for the financing of special study materials, a study abroad, or an internship.
Student loan
Through the KfW Förderbank, students in undergraduate studies can receive between €100 and €650 per month to finance their living costs from the KfW Förderbank. Generally up to ten semesters are financed. All students get the same interest rate, regardless of major or location, grades, income, or the parent's income. Collateral is not required.
In addition to full-time degree programs, additional, complementary, postgraduate, and second-degree programs and doctoral programs are eligible for funding.