Deciding whether to pursue your degree as a full-time or part-time student is a big decision. It can feel overwhelming, especially if you're just starting to explore your higher education options.

With so many choices available and each path offering its own set of benefits and challenges, you might be feeling a mix of excitement and anxiety. Don’t worry, you’re not alone! Many prospective students wrestle with this very question.

In this article, we’ll help guide you through the considerations you should weigh when making this important decision, from your lifestyle and responsibilities to financial implications and educational goals.

1. Are you afraid to drop out or in a hurry to graduate?

Go full-time.

Here’s why:

Full-time students are more likely to graduate. According to a 2020 report by the US National Center for Education Statistics (NCES), full-time students have :

"The 6-year graduation rate was 63 percent at public institutions, 68 percent at private nonprofit institutions, and 29 percent at private for-profit institutions."

Meanwhile, part-time students are 5 times less likely to graduate with a Bachelor’s degree within six years of enrolling.

For those of you who are afraid you’re going to drop out? Take at least 12 credits your first semester—you’re more likely to return for a second year of school—77 percent likely.

2. Do you have a family, or are you a primary caregiver?

Choose part-time.

Here’s why:

If you have a family or are a primary caregiver during the day, full-time study probably isn’t your best choice. Part-time study allows you to make your study experience flexible and meet your needs. Many part-time programs offer a mixture of in-person and online options, too, so that you can continue to earn credit with the flexibility of online learning.

While it will take you longer to finish a degree or certificate, you’ll be able to care for your family and loved ones and go to school. At the same time.

3. Do you have money to pay for your studies?

Go full-time.

Here’s why:

If you can afford it, go for it. If you can get financial aid, go for it. Financial aid status is related to your status as a full-time or part-time student. Full-time students have more access to financial aid. Why? They usually have less income than part-time students, who typically work in addition to attending school.

Here’s another piece of the puzzle: federal and state grant programs have different amounts available depending on status. A full-time student can get up to $3,135 from Pell grants. Part-time students can get only part of that. It’s also harder to earn scholarships as a part-time student.

4. Do you want to work while studying?

Study part-time.

Here’s why:

Working and studying full-time isn’t sustainable, but working and studying part-time is. It’s easier than ever now, with more universities offering hybrid and online courses, too.

The idea of “earn while you learn” isn’t new, and for many, it’s a necessity. For students looking to earn a certificate or an additional degree while working in a profession they love, part-time study works well—and builds up a reserve of soft skills that are critical for your success in the working world and the academic one.

What are soft skills? Time management. The ability to work independently. Effective communication skills. Motivation. Work-flow… and that ubiquitous work-life balance.

5. How old are you?

It depends.

Here’s why:

If you’re a part-time student, you’re more likely to study with older students who are working (see #4), have families (see #2), or have other responsibilities. If you’re a younger student, this might matter to you.

If you’re an older student, you might consider whether you want to be among your peers—or not. Younger students are typically in full-time programs because they don’t have additional responsibilities and if they work at all, work part-time. Older students are typically in part-time programs.

Think about what you want, how you want to achieve it, and what you’d like your peer group to look like.

As you make this decision, remember: make the choice that meets your lifestyle needs and choices. Consider your course load, your work load, your family, your peer group, and what you want from a university education.

Conclusion

As you weigh your options between full-time and part-time study, it’s crucial to consider your personal circumstances, financial situation, and educational goals.

The right choice depends entirely on your lifestyle, responsibilities, and how you envision your academic journey. Remember, this decision is about creating a path that feels right for you.

Don’t hesitate to reach out to academic advisors, current students, or even alumni in your desired programs for additional insights. Their experiences can provide clarity and reassurance as you navigate this pivotal moment in your life.

Read more:

• How Long Does It Take to Get a Bachelor's Degree?
• 10 Part-Time Jobs for Students